Insurance
We know that dealing with the insurance paperwork can be overwhelming. We have a dedicated team that will walk you through the entire process.
At CTS, we accept Blue Cross Blue Shield as private insurance, in addition to Mercy Care, Private Pay and the Empowerment Scholarship Account (ESA).
We make the process as smooth as possible, helping you gather the necessary information and paperwork. We identify services covered by your specific insurance plan and coordinate with your insurance company on your behalf to get approval for the requested services.
What Insurance Do We Accept?
CTS is in network with Blue Cross Blue Shield, Mercy Care, Empowerment Scholarship and Private Pay.
Don’t see your plan? We’ll check for you!
Where To Start:
Obtain a diagnosis
Identify Funding
Understand your policy and financial obligations
Frequently Asked Questions About Insurance & Funding
Yes. Mercy Care is one of Arizona’s AHCCCS (Arizona Medicaid) health plans, and it covers ABA therapy for eligible children. Creative Therapy Solution is an in-network Mercy Care provider. Our team can help you understand your child’s benefits and walk you through the authorization process.
Yes. We accept AHCCCS through Mercy Care Only. If your child has a different AHCCCS plan, give us a call at (480) 923-8226 and we’ll help you figure out your options.
Yes. Arizona’s ESA program lets families use scholarship funds for approved therapies, including ABA. Creative Therapy Solution is an approved ESA vendor. Read our blog post, Navigating the Empowerment Scholarship Account (ESA) in the ABA Space, for a step-by-step guide.
Yes. We are in-network with Blue Cross Blue Shield. Coverage for ABA therapy depends on your specific plan, so we’ll verify your benefits before services begin.
Contact us anyway! We also offer private pay options, and we’re happy to talk through what works for your family.
Most insurance plans require a diagnosis of autism spectrum disorder and a referral or prescription for ABA therapy from a doctor or psychologist. Once we have your information, our team will verify your benefits, request authorization from your insurance, and schedule your child’s assessment.
Typical timeline, is 7-15 business days from initial assessment We’ll keep you updated every step of the way.
It depends on your plan. AHCCCS plans like Mercy Care typically have no out-of-pocket costs for ABA therapy. For private insurance, we’ll review your deductible and copay with you before services start so there are no surprises.